🎷 SmoothX Financial Intake Form
💸 Smooth Tips to Let Your Money Flow
- 🧠 Pay Yourself First – Automate savings on payday.
- 📅 Use Rhythm-Based Budgeting – Match spending with your pay cycle.
- 🛍️ Wait 48 hours before buying non-essentials.
- 🧾 Track expenses weekly like a financial jam session.
- 💳 Use rewards cards wisely, pay them off monthly.
- 🧊 Avoid lifestyle creep – upgrade your goals, not just your life.
- 🎯 Micro-savings goals – start small and build big.
- 🔁 For every new item, let go of one. Declutter and cash-in.
- 🕶️ Start a side hustle – even a few extra dollars can compound.
🧮 Smooth Budget & Savings Calculator
Net Available to Save: $0
Recommended Savings Rate: 0%
Estimated Time to Reach Goal: N/A